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Purpose Of Home Inspections
The purpose of a home inspection is to reduce risks involved in buying a home or building as well as cover any potential health and safety issues in addition to any areas in need of repair or replacement.
We serve and protect our clients health and safety, as well as their financial investment!
A home inspection is an examination of the physical structure and systems of a home or building. It will provide a detailed snapshot of the condition of a home or building at the time of the inspection. In the State of Illinois, a home inspector must be licensed by the Illinois Department of Financial and Professional Regulations (IDFPR) and must abide by the IDFPR Standards of Practice (established by the Office of Banks and Real Estate, OBRE). IDFPR Standards of Practice are the minimum and uniform standard required for licensed home inspectors to provide their client with information regarding the condition of the systems and components that are readily visible and accessible of the home being inspected.
We provide you with an honest, unbiased, and detailed evaluation of your home, building or property!
As a client, you will need to keep in mind that the inspector is not required to move any furnishings or stored items. Therefore, it is always a good idea to ensure that the access to all the major components of the home are clear prior to the time of inspection of the home.
The inspectors report will note which items were Inspected (I), Not Inspected (NI), Not Present (NP), and/or Repair/Replace (RR). General deficiencies include inoperable, material distress, water penetration, damage, deterioration, missing parts and unsuitable installation. Items identified on the report do not obligate either the Seller or the Buyer to make any repairs or take any other action. The decision to correct a hazard or any deficiency identified in an inspection report is left to the parties to contract for the sale or purchase of the home.
Please keep in mind that there may be several items on the report that are related to building codes or safety issues and that there are very few homes that will comply with these. These conditions may not have violated building codes or common practices at the time of the construction of the home, or they may have been "grandfathered" because they were present prior to the adoption of the codes prohibiting such conditions. The inspection is still required by law to report these items as a deficiency if found not to comply.
You may ask yourself, why do I need a home inspection? Well, the reason you would need a home inspection is because purchasing or selling your home may be the largest single investment or decision you will ever have to make. A home inspection will help minimize unwanted surprises, as well as, help you learn as much as you can about the condition of the home BEFORE you decide to purchase or sell the home. An inspection may also identify the need for repairs, as well as, the need for maintenance to better protect your investment. After an inspection, you will know more about the property, in which will help you make an informed decision as to purchase or sell the home or not. An inspection is to provide you with a peace mind, as well as, help reduce some of the risk involved in purchasing or selling your home!
There is no "pass" or "fail" rating issued for a home inspection. A home inspection is an examination of the current condition of the home.
Once you have the purchase contract signed, you will want to schedule your home inspection right away. This is because you will want to find out about any potential problems the home might have, as well as, give you time to schedule any additional inspections that may be required and have plenty of time to negotiate repairs with the Owner. All of this will need to be done during your option period. Should it exceed the time frame of your option period, and you have not extended the option period, you are stuck with the purchase of the home, no matter what additional problems may be revealed in the condition of the home.
The client will attend a final walk-through with the inspector to show you any potential problems as well as, to address any paperwork and payment of inspection. This will also give you time to ask any questions about your report. You will want to allow yourself enough time to get there and attend the final walk-through with the inspector.